One of the most exciting, and sometimes costly, aspects of homeownership for many first time buyers is the oppurtunity to make updates and improvements to the property. It's often hard enough to pull together funds for a down payment, so how can you afford to do a little remodeling or make repairs once you move in?

Central States Mortgage is offering a home financing program that allows a simultaneous line of credit up to $10,000 for down payment, closing costs and future home repairs. Even with a minimum down payment, you'll have financing available for remodeling, repairs, and addititions. This is the perfect solution for older homes that have unique fixer-upper oppurtunitites.

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